VatMainderThe VatMainder blog
VAT and income tax, explained for sole traders. And how the app takes care of it, one feature at a time.
Guides
Finnish VAT rates in 2026: 25.5%, 13.5% and 10%
Which VAT rate applies to what in Finland in 2026, what changed on 1 January, and the rates on receipts from earlier years.
When is the VAT return due in Finland? Due dates and filing periods
Monthly, quarterly or yearly: when Finnish VAT returns are due, how Vero moves a deadline off a weekend, and what filing late costs.
How much income tax should a sole trader in Finland set aside?
What makes up a Finnish sole trader's income tax in 2026, a worked example on €24,000 of profit, and how prepayments save you from a big back-tax bill.
VAT for taxi drivers and food couriers in Finland
When couriers and drivers must register for VAT, which rate their work is taxed at, what they can deduct, and how to keep it all straight from a phone.
Features
File your VAT return in five minutes with the filing guide
VatMainder lays out the figures for your VAT return in the order your tax portal asks for them, with the portal's own field names. Tap to copy, paste, submit.
Know what to set aside: VatMainder's income tax estimate
Your income tax for the year, line by line with Finland's 2026 rules, how much to put away each month, and whether your tax card covers the business.
Send proper invoices from your phone, free
VatMainder turns a sale into a PDF invoice with a number, due date, reference and VAT by rate, plus a Finnish bank transfer form with the virtual barcode.
No account, no server: how VatMainder keeps your books private
Your receipts and income stay on your phone. How VatMainder works without an account, how receipts are read offline, and how encrypted backups to your own iCloud or Google Drive work.
Reports and exports: PDFs and CSV files for your accountant
VAT statements, a full ledger, a yearly tax summary and a PDF archive of every receipt, as PDF or CSV, for any month, quarter or year.
Scan a receipt, get the VAT: how VatMainder reads receipts and bills
Point the camera at a receipt or share a PDF bill, and VatMainder reads the total, the VAT by rate, the seller and the payment details. On your phone, offline.
Never miss a VAT deadline: how VatMainder's reminders work
Reminders 14, 7 and 2 days before every VAT return and on the day, a warning when unfiled VAT piles up, and nudges to pay, back up and set tax aside.
